GAIN Securities opens all types of accounts, including:
- Individual
- Joint Tenants
- Custodianship
- Corporations
- Investment Clubs
- Partnerships
- Trusts and Estates
- DVP (delivery versus payment)
- Employee Stock Option Program
- IRAs (Traditional, Roth, Rollover, Education, Simple, SEP)
- Pension Plan Accounts
Personal Accounts
Individual Account
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Access and transactional approval are limited to one individual.
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Account holders may be eligible for options trading and margin capability.
Joint Account
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Access and transactional approval are granted to two or more individuals.
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The account type is common in households where assets are shared.
Custodial Account
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The account is managed by an adult for a minor (under the age of 18 or 21, depending on state laws).
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Minors can be granted read-only rights to the account.
Retirement Accounts
Traditional IRA
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Year-to-year contributions are generally tax deductible.
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Contributions and interest are generally tax-deferred until retirement.
Roth IRA
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Year-to-year contributions are subject to taxation at your current tax rate, and contributions are made with post-tax dollars.
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Disbursements from an IRA account may be exempt from taxation at retirement.
Rollover IRA
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An account allowing for the holdings of one retirement plan to be transferred to another without tax consequences.